Why should I finance my project when I can pay cash or use a credit card?
Financing a project with Hearth allows you to conserve both your money and your equity, and typically offers a low interest rates than a credit cards. Hearth has several promotional offerings.
What is the financing process with Optimum Roofing?
1. Obtin a quote from Optimum Roofing
2. Use the financing link to the Hearth pre-qualification form
3. Receive a follow-up email to confirm the form is complete and that you have chosen your options
4. If approved, you can get funded within 24- 48 hours
Whate are Hearth's interest rates?
Interest rates can start as low as 7.99% for personal loans but a loan’s annual percentage rate (APR) depends on credit score, debt-to-income ratio, loan amount, loan terms, and other factors.
Do I need good credit to qualify for financing?
Hearth’s lending partners can work with FICO scores as low as 550. Customers are able to check to see if they qualify for financing without affecting their credit score.
Will checking for approval hurt my credit?
Through our Hearth pre-qualification form, your will see your pre-qualified monthly payment options for your project without a hard pull on your credit.
Does your financing company have additional fees?
Hearth does not charge any additional fees to customers who qualify for financing.
How long before I get approved for my roof financing.
If approved, you can get funded within 24- 48 hours
What information will be on the Hearth pre-qualification?
With Hearth, you will get a clear idea of your buying power. If you pre-qualify, you can see your options for the amount you request, but also the highest amount you qualify for in case you need more project upgrades.
