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Why should I finance my project when I can pay cash or use a credit card?

Financing a project with Hearth allows you to conserve both your money and your equity, and typically offers a low interest rates than a credit cards. Hearth has several promotional offerings.

1. Obtin a quote from Optimum Roofing

2. Use the financing link to the Hearth pre-qualification form

3. Receive a follow-up email to confirm the form is complete and that you have chosen your options

4. If approved, you can get funded within 24- 48 hours

Interest rates can start as low as 7.99% for personal loans but a loan’s annual percentage rate (APR) depends on credit score, debt-to-income ratio, loan amount, loan terms, and other factors.
Hearth’s lending partners can work with FICO scores as low as 550. Customers are able to check to see if they qualify for financing without affecting their credit score.
Through our Hearth pre-qualification form, your will see your pre-qualified monthly payment options for your project without a hard pull on your credit.
Hearth does not charge any additional fees to customers who qualify for financing.
If approved, you can get funded within 24- 48 hours
With Hearth, you will get a clear idea of your buying power. If you pre-qualify, you can see your options for the amount you request, but also the highest amount you qualify for in case you need more project upgrades.